If you need a loan but have been refused everywhere, you should try looking for alternative lenders with a different approach. Direct lenders are more flexible and will consider your current financial situation as well as your credit history to determine whether you are a good fit for their loan program. They will also look into your income, which is essential to repay the loan.
The first step in figuring out why you’ve been declined is to check your credit report for any errors or negative information. This will give you a good idea of what has happened, and what needs to be done to improve your situation. You should also make an effort to understand why you’ve been rejected, so you can make some changes to improve your situation.